Privacy Policy

Last Updated: April 2, 2026

Introduction

This Privacy Policy ("Policy") describes how Market Savvy LLC ("Company," "we," "us," or "our") collects, uses, stores, shares, and protects personal information obtained from users ("you" or "your") who visit our website, subscribe to our communications, or purchase our products and services. This Policy applies to all personal data collected through our websites marketsavvy.com and investingdaily.com, mobile applications, email communications, mobile/SMS communications, and any related services (collectively, the "Services").

By accessing or using our Services, you acknowledge that you have read, understood, and agree to be bound by this Privacy Policy. If you do not agree with the terms herein, please discontinue use of our Services immediately.

Information We Collect

When you visit our websites or register for our Services, we collect personal information about you. We use this personal information to provide you with our products and services and market our products and services and those of third parties. This includes enabling customization of content on our site.

You are not obligated to provide us with any personal information, but without it, we will not be able to provide you with the full range of our services and products which may adversely impact your user experience.

We collect the following categories of personal information:

a. Personally Identifiable Information

• Full name
• Email address
• Mailing address
• Phone number
• Date of birth

b. Financial Information

• Credit and debit card numbers
• Billing address
• Bank account information
• Transaction history and purchase records
• Subscription and payment data

c. Automatically Collected Information

• IP address and geolocation data
• Browser type and version
• Device identifiers
• Cookies, pixels, and tracking technologies
• Pages visited, time spent, and clickstream data
• Referring URLs

d. Communications Data

• Email engagement data (open rates, click-through rates)
• Customer service correspondence
• Survey responses and feedback

How We Use Your Information

We use the information we collect for the following purposes:

• To process transactions and fulfill subscription or purchase orders
• To create an account for you on our websites
• To send marketing communications, newsletters, promotional materials, and third-party advertisements
• To understand and analyze how you use our Services and develop new products, services, features, and functionality
• To personalize your experience and deliver targeted content
• To conduct advertising using Meta, Google, and other platforms to serve relevant ads to you and to other potential subscribers, measure the effectiveness of advertising, and improve ad delivery and customization.
• To comply with legal and regulatory obligations
• To detect, prevent, and address fraud, security breaches, and technical issues
• To analyze usage trends and improve our Services
• To respond to customer service inquiries
• To enforce our Terms of Service and other applicable agreements
• For other purposes for which we provide notice at the time the information is collected

Email Communications & CAN-SPAM Compliance

We are committed to full compliance with the Controlling the Assault of Non-Solicited Pornography And Marketing Act (CAN-SPAM Act) of 2003. In accordance with CAN-SPAM:

• All commercial email communications will clearly identify Market Savvy or Investing Daily as the sender
• Subject lines will accurately reflect the content of the email and will not be misleading or deceptive
• All marketing emails will include our valid physical business address
• Every commercial email will include a clear and conspicuous mechanism to opt out of future communications
• Opt-out requests will be honored within 10 business days of receipt
• We will not sell, transfer, or share your email address to any third party for the purpose of sending unsolicited email once you have opted out
• Transactional and relationship emails that are necessary to fulfill your service requests are exempt from opt-out requirements but will still be clearly identified

You may unsubscribe from promotional emails via the link provided in the emails. Even if you opt-out of receiving promotional messages from us, you will continue to receive transactional and relationship messages from us.

To unsubscribe from marketing emails, click the "Unsubscribe" link located at the bottom of any marketing email or contact us at: help@marketsavvy.com

Cookies & Tracking Technologies

We use cookies, web beacons, pixel tags, and similar tracking technologies to enhance your experience and collect analytical data. For instance, we use cookies to help us remember and process items in your shopping cart and make it easier for you to login to our website. They are also used to help us understand your preferences based on previous or current site activity, which enables us to provide you with improved services. We also use cookies to help us compile aggregate data about site traffic and site interaction so that we can offer better website experiences and tools in the future. We may also use trusted third-party services that track this information on our behalf.

Managing Cookies: You may manage or disable cookies through your browser settings. Please note that disabling certain cookies may impact the functionality of our Services and make your experience on our website less efficient.

SMS Messaging

If you have opted in to receive SMS messaging, we may use your telephone number for the purpose of sending you news and watchlist alerts, webinar announcements, information on new products or features, and Company or partner advertisements/offers. Message frequency will vary.

You may opt out from receiving SMS messaging from us, at any time, by responding "STOP" to any of our messages. To rejoin, you can sign up just as you did the first time. If you experience any issues with our SMS messages, you can respond "HELP" to any of our messages for more assistance. You may also email us at help@marketsavvy.com or call (800) 832-2330.

SMS messages may be sent using an automatic telephone dialing system (also known as an auto-dialer). We do not share your telephone number with third parties for the purposes of receiving third party marketing messages. No personal data obtained from the Company's SMS messaging will be shared with any third parties. As always, message and data rates may apply for any messages sent to you from us and to us from you. Please contact your wireless carrier for any questions about text or data rates.

Financial Data & Payment Security

We take the security of your financial information seriously. All payment transactions are processed through PCI DSS-compliant third-party payment processors. We do not store full credit card numbers on our servers. Financial data is transmitted using TLS (Transport Layer Security) encryption.

While we implement industry-standard security measures, no method of electronic transmission or storage is 100% secure. We encourage users to use strong, unique passwords and to notify us immediately of any suspected unauthorized access.

Data Sharing & Third-Party Disclosure

We do not sell your personal information to third parties for monetary consideration. However, we may share your information in the following circumstances:

• Service Providers: Trusted vendors who assist with payment processing, email delivery, analytics, customer support, and other operational functions, bound by confidentiality obligations
• Analytics Providers: The Company uses analytics to collect and process certain analytics data. These services may also collect information about your use of other websites, apps, and online resources.
• Business Transfers: In connection with a merger, acquisition, or sale of all or a portion of our assets
• Legal Requirements: When required by law, court order, subpoena, or government authority
• Protection of Rights: When necessary to protect the rights, property, or safety of our Company, users, or the public
• With Your Consent: For any other purpose with your explicit consent

Our Services may contain links to other websites, products or services that the Company does not own or operate. The Company is not responsible for the privacy practices of these third parties. Please be aware that this Privacy Policy does not apply to your activities on these third-party services or any information you disclose to these third parties. The Company encourages you to read privacy policies applicable to such websites, products or services before providing any information to them.

Data Retention

We retain personal information for as long as necessary to fulfill the purposes outlined in this Policy, comply with legal obligations, resolve disputes, and enforce agreements. Financial transaction records are typically retained for a minimum of seven (7) years in compliance with applicable tax and accounting regulations. Upon request, we will delete or anonymize personal data that is no longer necessary, subject to legal retention requirements.

If you access our Services from outside the United States, your data may be transferred to, stored, and processed in the United States or other countries where our service providers operate. For EEA/UK users, such transfers are conducted pursuant to Standard Contractual Clauses (SCCs) approved by the European Commission or other appropriate transfer mechanisms ensuring adequate protection of your personal data.

California Privacy Rights (CCPA/CPRA)

If you are a California resident, you are afforded specific rights under the California Consumer Privacy Act (CCPA) as amended by the California Privacy Rights Act (CPRA):

You may have the right to request disclosure of the personal information we have collected about you and the types of third parties to whom it has been sold or shared; right to request deletion of personal information we have collected from you (subject to certain exceptions permitted by law); right to request correction of inaccurate personal information we maintain about you; right to opt out from marketing messages or the sale of your information to third parties; right to limit use and disclosure of sensitive personal information to purposes strictly necessary to provide Services; and right to request deletion of your personal information.

To submit a verifiable California Privacy Request, email help@marketsavvy.com or visit https://marketsavvy.com/contact. We will not discriminate against you for exercising any of your CCPA/CPRA rights. We will not deny Services, charge different prices, or provide a lesser quality of service as a result of your exercising these rights.

European Union General Data Protection Rules (GDPR)

For users located in the European Economic Area (EEA), United Kingdom, or Switzerland, we process your personal data under the following legal bases as defined by the General Data Protection Regulation (GDPR) (EU) 2016/679:

• Contractual Necessity: Processing required to fulfill a contract with you, including subscription fulfillment and payment processing.
• Legitimate Interests: Processing carried out for our legitimate business interests, such as fraud prevention, direct marketing to existing customers, and improving our Services, provided such interests are not overridden by your fundamental rights.
• Consent: Where you have provided explicit, freely given, informed, and unambiguous consent to processing, including for the receipt of marketing communications.
• Legal Obligation: Processing necessary to comply with applicable laws and regulations.

Any subscriber in the European Union may request a copy of the personal data we hold about you, request correction of inaccurate data, request deletion of your data ("right to be forgotten"), request an export of your personal data, and request that we limit how we use your data.

You may withdraw consent at any time without affecting the lawfulness of processing carried out prior to withdrawal. Please send any GDPR related requests via email to help@marketsavvy.com

Children's Privacy

Our Services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If we become aware that we have inadvertently collected data from a child under 18, we will take immediate steps to delete such information. If you believe a minor has provided us with personal information, please contact us at help@marketsavvy.com

Changes to This Privacy Policy

We reserve the right to update or modify this Privacy Policy at any time. Material changes will be communicated via email notification to registered users or by posting a prominent notice on our website. The "Last Updated" date at the top of this Policy will reflect the most recent revision. Your continued use of our Services following notification of changes constitutes acceptance of the revised Policy.

Contact Information

For privacy-related inquiries, requests, or complaints, please contact us at:

Market Savvy LLC
750 N San Vicente Blvd, Suite 800 West
Los Angeles, CA 90069

• General Privacy Inquiries: help@marketsavvy.com
• Data Protection Officer: help@marketsavvy.com
• Unsubscribe Requests: help@marketsavvy.com
• California Privacy Requests: help@marketsavvy.com
• Phone: (800) 832-2330